Under the terms of the policy (under General Exclusions), participation in the following activities will not be covered:
(a) Extreme Sports. This exclusion does not apply to these activities if participating for leisure - parachuting, sky diving, bungee jumping, rock climbing, hang-gliding, non-competitive winter sports.
(b) Mountaineering that entails the use of specific climbing equipment and ropes.
(c) Hiking or trekking above 3,500 meters sea level.
(d) Expedition to generally inaccessible and remote areas of a country or areas previously unexplored.
(e) Any sports that are played in a professional capacity or in competition involving prize money, donations, sponsorship or reward of any kind.
This exclusion does not apply to sports that are open to the general public without restriction (other than height or general health warnings) and the Insured Person is participating under the supervision of qualified guides.